term life insurance quotes
life insurance rates If you are a tobacco user you can now save on your term life insurance rates!

If you use tobacco in any form, certain companies will not make a distinction as to the form and frequency of your tobacco use. A person who smokes an occasional cigar is treated the same as a person who smokes 3 packs of cigarettes a day. But, there are some companies that do make the distinction. These select companies individualize their rates based upon type of usage and frequency. They make a clear distinction between the use of cigarettes, cigars, chewing tobacco, pipes, smokeless tobacco, nicotine gum or a patch to quit. The key is to find a company that offers the lowest premium for your tobacco use.

Our free tobacco user life insurance quote engine is the key that will provide you with the lowest quotes from top rated life insurance carriers.

Our tobacco user life insurance quote engine will instantly analyze the most respected life insurance carriers in order to insure you the most competitive rates.

Take a few seconds and fill out the instant quote form on the right and you will discover how much you can save on your life insurance premiums. Start saving money right now!

If you are a non-tobacco user and wandered onto this page accidentally, please go to our companion page Quotenavigator.com.

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Birth Date:
Your State:
Gender: Male Female
Term Length:
Coverage:
Cigarettes:
    Occasional (social) use only
    Less than 1 pack per day
    More than 1 pack per day
    None
Cigars:
    Occasional (social) use only
    Two or less a Month
    More than two a Month
    None
Pipes:
    Occasional (social) use only
    Frequent (regular) use
    None
Smokeless Tobacco:
    Occasional (social) use only
    Frequent (regular) use
    None
Nicotine Patches/Gum:
    Occasional use only
    Frequent (regular) use
    None
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